Petitions to the Chamber of Deputies

OBJECT : The purpose of this petition is to introduce, in Luxembourg, a legal framework for collective supplementary health insurance for employees in the private sector. This framework should provide for the following principles: 1. An obligation, for companies reaching a minimum employee threshold, to offer their employees collective supplementary health insurance; 2. A minimum employer contribution of 50% of the cost of the employee's basic coverage; 3. For companies with more than 100 employees, the possibility to offer three different levels of coverage adapted to employees' needs, provided that the price of the highest level does not exceed more than 100% above the lowest level; 4. Freedom of choice for employees, including: * joining the basic coverage; * optional extension to family members under negotiated conditions; * the possibility of exemption, exclusively where equivalent coverage already exists, notably through a spouse, another employer or a foreign scheme; 5. Tax neutrality, ensuring that the share paid by the employee benefits from tax treatment at least equivalent to that applicable to individually subscribed supplementary health insurance; 6. Adaptation according to company size, in order not to impose disproportionate administrative burdens on small and medium-sized enterprises; 7. Early application or specific mechanisms for companies employing staff in risk-related positions or under particularly demanding working conditions. These measures aim to improve access to healthcare, reduce household financial burden, strengthen fairness between employees, and reconcile social protection with economic competitiveness.

OBJECT : Therefore, we call on the Government to amend the legal framework so that: • the price for heating oil shall apply as a maximum price, which is fixed at the time of the order; • "upon delivery" pricing in the consumer sector is excluded if it would result in an increase in price; • Price clauses that lead to price increases after the order is placed for heating oil are no longer permitted. We ask the Chamber of Deputies to consider these demands and to initiate the necessary legislative steps.

OBJECT : Ziel vun dëser Petitioun ass et fir ons Natur an Ëmwelt ze schützen virun Léit déi scheinbar absolut keen Respekt méi hunn. Et sollen strofen agefouert ginn déi, an dem Fall wou een erwëscht gëtt, oder een beweisen kann dat een dat gemaach huet, och emol wierklech a richteg wéi dinn. Déi sollen bei minimum 2000EUR, plus 5 Punkten um Führerschäin léien.