Petitions to the Chamber of Deputies

OBJECT : Entry fees for Luxembourg private pension plans (Pillars II and III) can reach 4%, and management fees up to 1.5%, despite many funds merely tracking or underperforming indices. These costs erode long-term returns. Parliament should cap entry fees and limit annual management fees to 1% (100 bps) to improve fairness and attractiveness.

OBJECT : For a public intercultural and multilingual library in Luxembourg: a vibrant space to celebrate our diversity Luxembourg is home to 180 nationalities, with 47% of residents holding foreign nationality. This human richness is our strength, but it deserves a concrete place in which to fully express itself: a public intercultural and multilingual library, open to everyone. Why is this project essential? • Access to reading for all: books in all family (mother-tongue) languages, free and accessible, so that every child and every family can read and learn in their own language • Equal opportunities: reducing inequalities in access to culture and education by offering resources tailored to all communities • A space for encounter: a place where cultures meet, stories are shared, and people learn from one another • Support for family-language or mother-tongue schools: more than 40 schools teaching over 30 languages could find resources and a space for their activities • A model of integration: demonstrating that Luxembourg, a multilingual country, can be an example of social cohesion and peaceful coexistence

OBJECT : We, the citizens of Luxembourg, call for the implementation of legal measures that guarantee fair and affordable rents. These measures should allow all families, young adults, and low-income individuals to live in decent housing, while protecting private landlords and social housing providers. To achieve this goal, we propose: - Capping rents, based on apartment size, condition, and location, to limit excessive increases and ensure affordable housing. - Clear and transparent rental contracts, securing the rights and obligations of tenants and landlords. - Development of innovative solutions such as Mietkauf (rent-to-own), allowing tenants to gradually become homeowners while ensuring landlords receive stable and secure income. - Tax incentives or subsidies for landlords who maintain fair rents or adopt rent-to-own solutions.